Budgeting is clutch when it comes to taking control of your finances and it is a great place to start, but there is only so much I can do to keep you motivated. At the end of the day you have to make your reasons for budgeting personal.
I first tried to start budgeting after I got my first full-time job since I was making more money I wanted to start managing it better. It didn’t work, it wasn’t until a year later after realizing I still had several thousand dollars of credit card debt that I finally figured out how to budget successfully.
I’ll be honest my first attempt at a budget wasn’t pretty. It was on a yellow legal pad, and was the most useless and confusing thing, I look at it now and wonder what was I thinking. Through a lot of trial and error, research, and use of different tools, I finally figured out the keys to successful budgeting.
It took months to figure out my budget and how to utilize it effectively, but less than a year later I kissed $7k of credit card debt goodbye. I still have a ways to go with other debt (hooray for student loans) but building my budget was the first step to taking control of my finances and it has been what’s kept me on track as I continue to make progress on my debt.
I don’t want you to have to waste months trying to figure out how to budget via trial and error like I did, this course will show you how you can build a successful budget that will work right off the bat. I’ll be covering:
Hi there, I'm Liz.
When I finished law school and started living in the real world, I realized I knew nothing about how to handle money. I decided to take control of my finances and paid off over $6,000 in credit card debt in just FIVE months by learning everything I could about personal finance and leveraging my abilities to make some extra money on the side.
I've been blogging about personal finance and my journey to debt freedom for over two years and have paid off over $18,000 in total debt, while still saving over $25k for my future. I'm truly passionate about sharing my knowledge of personal finance and helping others start conquering their own finances.
Thanks for stopping by - I look forward to helping you in your own financial freedom journey!